Medical Insurance: Our chiropractic office participates in most major insurance programs, among them:
Aetna, Cigna, Anthem BC/BS, Health Keepers, Southern Health, Medicare.
Each health insurance program has a variety of co-pays and deductibles. Sometime patients arrive and do not know the details of their chiropractic coverage. It is advisable to take a few minutes and call the number on the card and ask before you enter the offiice, if you have any doubts about it. Co-pays are listed on your card. Chiropractors are spine specialists and your insurance carrier expects you to pay that co-pay, Co-pays need to be paid on the day of the visit. After your insurance carrier processes the billing they will return an EOB (Explanation of Benefits) which we will both receive. The carrier will state on the EOB what additional amount of payment is due. They usual discount some of the billing, but we will only expect what they say you owe.
Payment Options: Visa Master Card Discover American Express Check Cash
Does my insurance cover the cost of acupuncture? The cost for needle acupuncture is $60.00 and for acupuncture with electrical leads, the cost is $80.00. the answer is Yes and no. If you are involved in personal injury (auto accident) or a Workmen's Compensation injury, the answer is yes. The cost of acupuncture is covered. But for most everything else, the answer is no.
Medicare Coverage: Medicare Part B annual deductible for 2013 is listed at $147, which must be paid first before your benefits kick in. Seniors do have chiropractic care covered by Medicare, but that care extends to spinal manipulation alone. It will not pay for any other modality of treatment. However, if spinal manipulation is all you require, you will pay us $00.00 at the time of treatment. Medicare will pay us 80% of the charge and direct the office to bill the patient for the 20%.
Some seniors now have Medicare coverage through a private insurance carrier like Humana or Aetna. Now when they come in, even for spinal manipulation alone, they are paying the co-pay specified on their cards.